filing an insurance claim

Filing an insurance claim for a 20-year-old roof can be complex, as coverage often depends on the roof’s age, condition, and the type of policy you hold. While some insurers may provide limited coverage based on the roof’s depreciated value, others might require inspections before approving claims. Damage caused by covered events like storms or fires is typically eligible, but wear and tear, or neglect is not.  To improve your chances of approval, maintain detailed records of inspections, repairs, and photos of the roof’s condition before and after damage. Understanding Your Insurance Policy Before an incident occurs, reviewing your homeowner’s [...]